Important Changes to Your Free Checking Account

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Earn up to 5.00% APY* with a GLCU Free Checking account on balances up to $10,000.

Earn even more with up to 1.50% APY* with a GLCU Money Market account.

Open an Account

Starting August 1, 2023, our revamped GLCU Free Checking rates tiers give you the chance to earn an even higher rate:

  • Tier 1: Accounts with 0-19 debit card transactions per month will earn 0.05% APY*. Tier 1 accounts are not eligible for ATM fee reimbursement.
  • Tier 2: Accounts with 20-39 debit card transactions per month and enrolled in e-statements will earn 2.75% APY* on balances up to $10,000 and be eligible for up to $10/month ATM fee reimbursement. 2
  • Tier 3: Accounts with 40 or more transactions per month and e-statements will earn 5.00% APY* on balances up to $10,000 and be eligible for up to $10/month ATM fee reimbursement. 2

Free Checking account holders that open a GLCU Money Market account and meet the Free Checking tier qualifications can earn up to 1.50% APY* on their money market account.

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What Our Members Say

“I have always received great service over the years. I’ll never regret switching from Chase to Great Lakes. It’s more personal in every way for all the services that I have needed. I also feel more secure here.”

-James H., -March 25, 2023

 

 

 

Money Market Rates

Money Market

Money Market

Tier1

Dividend RateAPY*How to Open
$0-$2,5000.000%0.00%

Get Started

$2,500-$9,9990.050%0.05%

Get Started

$10,000-$24,9990.100%0.10%

Get Started

$25,000-$49,9990.100%0.10%

Get Started

$50,000-$74,9990.150%0.15%

Get Started

$75,000-$99,9990.150%0.15%

Get Started

$100,000-$499,9990.200%0.20%

Get Started

$500,000-$999,9990.399%0.40%

Get Started

$1,000,000+0.499%0.50%

Get Started

 

Terms and Conditions:
* APY = Annual Percentage Yield. All dividend rates and APY may change at any time, as determined by GLCU Board of Directors. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts.
1 A Minimum of $2,500.00 is required to open the account. You must maintain a minimum average daily balance of $2,500.00 to earn the stated dividends.
2 All debit card transactions, whether PIN or signature-based, will contribute towards the minimum transaction count required. To be eligible for up to $10 ATM fee reimbursement, you will need a minimum of 20 debit card transactions. Enrollment in e-statements is required to qualify for tier 2 and tier 3 dividend rates.