Visa Comparison Chart

Rewards Visa® Credit Card

Low Rate Visa® Credit Card

  • 30,000 bonus points with the Rewards Program when you spend $3,000 in the first 90 days
  • Earn 2 points for every $1 you spend 
  • Variable rate as low as 9.99% APR*

Click here to take a tour of our Rewards Visa Credit Card portal and get a sneak peek of your redemption options! 

  • 0% APR on balance transfers made within the first 60 days*
  • Variable rate as low as 8.49% APR*

Both credit card options include:

View Rates and Disclosures

Effective Date: Tuesday, November 24, 2020

Personal Loan and Credit Card Rates

Loan TypeLoan AmountFeeAPR* as low asCalculator
Visa® Rewards$500 - $25,000$0.009.99%
Visa® Low Rate$500 - $25,000$0.008.49%
Secured Visa$500 - $2,500$0.0019.74%
Cash-in-a-Flash$500$30.0033.50%
Personal Loan$500 - $25,000$0.008.99%

*APR= Annual Percentage Rate. Variable rate is “as low as” and is based on credit history, income and other factors. A Variable APR equal to the Prime Rate published in the Wall Street Journal plus a margin of 16.49% for Secured Visa Credit Cards, or between 6.74% and 21.99% for Rewards Visa Credit Card, or a margin between 5.24% and 20.49% for Low Rate Visa Credit Card, will apply.

Unsecured Loan Payment Example: A typical 48 month loan of $5,000 at 8.99% APR has a monthly payment of $124.43.

*APR= Annual Percentage Rate. Variable rate is “as low as” and is based on credit history, income and other factors. A Variable APR equal to the Prime Rate published in the Wall Street Journal plus a margin of 16.49% for Secured Visa Credit Cards, or between 6.74% and 21.99% for Rewards Visa Credit Card, or a margin between 5.24% and 20.49% for Low Rate Visa Credit Card, will apply.  

GLCU Credit Card Agreement
GLCU Application/Solicitation Disclosure
Visa Benefits Disclosure
Rewards Terms & Conditions

Interest Rates Certified by Datatrac