Visa Comparison Chart

Rewards Visa® Credit Card

Low Rate Visa® Credit Card

  • 30,000 bonus points with the Rewards Program when you spend $3,000 in the first 90 days
  • Earn 2 points for every $1 you spend
  • 0% APR on balance transfers made within the first 60 days*
  • Variable rate thereafter as low as 10.74% APR*

Both credit card options include:

View Rates and Disclosures

Personal Loan and Credit Card Rates

Effective Date: Thursday, June 27, 2019

Personal Loan and Credit Card Rates

Loan TypeLoan AmountFeeAPR* as low asCalculator
Visa® Rewards$500 - $25,000$0.0012.24%Click for calculators - this will open a new window
Visa® Low Rate$500 - $25,000$0.0010.74%Click for calculators - this will open a new window

*APR= Annual Percentage Rate. Variable rate is “as low as” and is based on credit history, income and other factors. A Variable APR equal to the Prime Rate published in the Wall Street Journal plus a margin between 6.74% and 21.99% for Rewards Visa Credit Card, or a margin between 5.24% and 20.49% for Low Rate Visa Credit Card, will apply.  

Unsecured Loan Payment Example: A typical 48 month loan of $5,000 at 9.99% APR has a monthly payment of $126.79.

Interest Rates Certified by Datatrac