Earn triple points on back to school essentials with our Rewards Visa Credit Card. Offer ends September 30, 2019.*

Visa Comparison Chart

Rewards Visa® Credit Card

Low Rate Visa® Credit Card

  • 30,000 bonus points with the Rewards Program when you spend $3,000 in the first 90 days
  • Earn 2 points for every $1 you spend
LIMITED TIME ONLY: Earn 3X points on back-to-school purchases!*
  • 0% APR on balance transfers made within the first 60 days*
  • Variable rate thereafter as low as 10.74% APR*

Both credit card options include:

View Rates and Disclosures

Personal Loan and Credit Card Rates

Effective Date: Monday, September 16, 2019

Personal Loan and Credit Card Rates

Loan TypeLoan AmountFeeAPR* as low asCalculator
Visa® Rewards$500 - $25,000$0.0012.24%Click for calculators - this will open a new window
Visa® Low Rate$500 - $25,000$0.0010.74%Click for calculators - this will open a new window

*APR= Annual Percentage Rate. Variable rate is “as low as” and is based on credit history, income and other factors. A Variable APR equal to the Prime Rate published in the Wall Street Journal plus a margin between 6.74% and 21.99% for Rewards Visa Credit Card, or a margin between 5.24% and 20.49% for Low Rate Visa Credit Card, will apply.  

Unsecured Loan Payment Example: A typical 48 month loan of $5,000 at 9.99% APR has a monthly payment of $126.79.

*Rewards Visa Credit Card 3X Points promotion expires September 30, 2019. Merchant category codes (MCC) are used in accordance with Visa to group similar merchants while building offers. Although a merchant may sell items that appear to fit within the outlined promotion, the merchant may not have an MCC that falls within the assigned grouping. If a purchase is made with said merchant, it will not qualify for the promotion. Eligible MCC are restricted to the following: 5045-Computers, Computer Peripheral Equipment, Software; 5111-Stationery, Office Supplies, Printing, and Writing Paper; 5137-Men, Women, and Children’s Uniforms and Commercial Clothing; 5192-Books, Periodicals, and Newspapers; 5300-Wholesale Clubs; 5310-Discount Stores; 5311-Department Stores; 5331-Variety Stores; 5399-Misc. General Merchandise; 5411-Grocery Stores; 5611-Men and Boy’s Clothing and Accessories Stores; 5621-Women’s Ready-to-Wear Stores; 5641-Children and Infant’s Wear Stores; 5651-Family Clothing Stores; 5661-Shoe Stores; 5691-Men and Women’s Clothing Stores; 5699-Miscellaneous Apparel and Accessory Shops; 5732-Electronic Sales; 5734-Computer Software Stores; 5817-Digital Goods: Applications (Excludes Games); 5942-Book Stores; 5943-Stationery Stores, Office and School Supply Stores; and 5970-Artist’s Supply and Craft Shops.


GLCU Credit Card Agreement
GLCU Application/Solicitation Disclosure
Visa Benefits Disclosure
Rewards Terms & Conditions

Interest Rates Certified by Datatrac