Our Share Savings Account is a great way to start saving while your money is kept safe and earns interest. A $5 minimum deposit is needed to open an account, and you can earn a highly competitive rate on balances of $100 or more.


If you have many accounts, use the Share Insurance Estimator to help determine how you can structure them to remain under NCUA insurance.

View Current Rates

Effective Date: Monday, May 29, 2023

*APY = Annual Percentage Yield. All dividend rates and APY may change at any time, as determined by GLCU Board of Directors. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts. Penalties apply for early withdrawal from Share Certificates and Holiday Savings Accounts. Additional account information is provided in separate Account Disclosures.

**Balances up to $10,000 will earn the stated dividend rate and the portion of the balance over $10,000 will earn the standard savings dividend rate. Dividends will be paid on ONE FREE Checking Account per member. Fees could reduce earnings.

Savings-only membership may be subject to qualifications to avoid a monthly fee. See fee schedule for full details. 

Minimum requirements to earn Free Checking dividends:

  1. Maintain a monthly Direct Deposit of $500.00 or more. 
  2. 15 signature-based debit card purchases (no returns, PIN or ATM) totaling $150 or more. All purchases must be cleared and posted to your transaction history within the current month. Authorized or pending purchases do not qualify. 
  3. You must be enrolled in eStatements, and an active user of GLCU's online Bill Pay or Mobile Banking.