Student Loans
Great Lakes Credit Union has everything you need to help manage your money and plan for the future.
Consumer Loan Rates
Personal Loan Rates
Effective Date: Sunday, April 20, 2025
| Loan Type | Loan Amount | Fee | APR* as low as | Next Step |
|---|---|---|---|---|
| Personal Loan | $500 - $10,000 | $0.00 | 12.99% | Get Started |
| Fast Cash | $300 - $2,000 | $20.00* Non-Refundable Application Fee | 29.99% |
*APR= Annual Percentage Rate. Personal Loan rate is based on credit history, income and other factors. Same day funding not guaranteed, subject to qualifying factors and technical limitations. Loan subject to credit approval.
Fast Cash Loan rate of 29.99% includes Auto-Pay discount. Rate without Auto-Pay discount is 33.99%. APR may change at any time. Credit decisions will be provided to the member within 60 Seconds of application submission and is based on relational criteria. One Fast Cash Loan permitted at a time.
Vehicle Loan Rates
Effective Date: Sunday, April 20, 2025
| Vehicle Type | Term in Months | APR* as low as | Next Step |
|---|---|---|---|
New (2024-Newer Models) | 63 or Less | 4.99% | Get Started |
| 64-75 | 5.24% | Get Started | |
| 76-84 | 5.74% | Get Started | |
Used (2015-2023) | 63 or Less | 5.49% | Get Started |
| 64-75 | 5.74% | Get Started | |
| 76-84 | 6.24% | Get Started |
*APR=Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage and other factors.
Rates include discount of 0.25% APR* when you set up an automatic payment to pay your loan each month.
Payment example: 63 month new auto loan of $20,000 with an APR of 4.99% will result in a monthly payment of $361.56.
These rates are subject to change at any time. Loan subject to credit approval.
Recreational Vehicle Loan Rates
Effective Date: Sunday, April 20, 2025
| RV TYPE | Term in Months | APR* as low as | Next Step |
|---|---|---|---|
| New (2024 & Newer)** | 60 or Less | 5.99% | Get Started |
| 61 - 84 | 6.49% | Get Started | |
| 85 - 120 | 6.99% | Get Started | |
| 121 - 180 | 7.49% | Get Started | |
| Used (2023 & Older)** | 60 or Less | 6.49% | Get Started |
| 61 - 84 | 6.99% | Get Started | |
| 85 - 120 | 7.49% | Get Started | |
| 121 - 180 | 7.99% | Get Started |
*APR= Annual Percentage Rate. Actual rate is based on credit history, income and other factors. Rates include discount of 0.25% APR* when you set up an automatic payment to pay your loan each month. Refinance rates higher.
Payment example: 60 month new RV loan of $20,000 with an APR of 5.99% will result in a monthly payment of $386.62
These rates are subject to change at any time.
Share Secured Loan Rates
Effective Date: Sunday, April 20, 2025
| LOAN TYPE | APR* as low as | TERM IN MONTHS | Next Step |
|---|---|---|---|
| Share Secured | 3.00% Over Share Rate | up to 60 | Get Started |
| Share Secured Plus | 2.00% Below Qualifying Unsecured Rate | up to 60 | Get Started |
*APR= Annual Percentage Rate. Rate is based on credit history, income and other factors.
Motorcycle Loan Rates
Effective Date: Sunday, April 20, 2025
| MOTORCYCLE TYPE | Term in Months | APR* AS LOW AS | Next Step |
|---|---|---|---|
| New (2024 & Newer) | 63 or less | 5.99% | Get Started |
| Used (2023 & Older) | 63 or less | 6.49% | Get Started |
*APR=Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage and other factors.
Rates include discount of 0.25% APR* when you set up an automatic payment to pay your loan each month.
Payment example: 63 month new auto loan of $20,000 with an APR of 8.24% will result in a monthly payment of $392.15.
These rates are subject to change at any time.
Boat Loan Rates
Effective Date: Sunday, April 20, 2025
| BOAT TYPE | Term in Months | APR* as low as |
|---|---|---|
New Boat & Previous Model Year (2024-Newer) | 60 or Less | 5.99% |
| 61 - 84 | 6.49% | |
| 85 - 120 | 6.99% | |
| 121 - 180 | 7.49% | |
| Used Boat (2020-2023) | 60 or Less | 6.49% |
| 61 - 84 | 6.99% | |
| 85 - 120 | 7.49% | |
| 121 - 180 | 7.99% |
*APR= Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage, and other factors. Boat Loans Available in IL, WI and IN only. Max Boat Size 26 Feet.
Rates include discount of 0.25% APR* when you set up an automatic payment to pay your loan each month.
These rates are subject to change at any time.
Flex Line of Credit
Effective Date: Sunday, April 20, 2025
| Loan Amount | APR* as low as | |
|---|---|---|
| $1000 -10,000 | 13.99% | Get Started |
*The Annual Percentage Rate (APR) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. Loan limits are between $1000 and $10,000. Subject to underwriting approval. The initial rate will remain in effect until the first rate change date as described. The subsequent APR is a variable rate based on the highest Prime Rate as listed in the Money Rates Section of the Wall Street Journal on the first business day of the month, which was 7.50% on 12/19/2024.