Personal Loan and Credit Card Rates

Effective Date: Monday, June 21, 2021

Personal Loan and Credit Card Rates

Loan TypeLoan AmountFeeAPR* as low asNext Step
Visa® Rewards$500 - $25,000$0.009.99%Get Started
Visa® Low Rate$500 - $25,000$0.008.49%Get Started
Secured Visa$500 - $2,500$0.0019.74%Get Started
Cash-in-a-Flash$500$30.0033.50%Get Started
Personal Loan$500 - $25,000$0.008.99%Get Started

*APR= Annual Percentage Rate. Variable rate is “as low as” and is based on credit history, income and other factors. A Variable APR equal to the Prime Rate published in the Wall Street Journal plus a margin of 16.49% for Secured Visa Credit Cards, or between 6.74% and 21.99% for Rewards Visa Credit Card, or a margin between 5.24% and 20.49% for Low Rate Visa Credit Card, will apply.

Unsecured Loan Payment Example: A typical 48 month loan of $5,000 at 8.99% APR has a monthly payment of $124.43.

Vehicle Loan Rates

Effective Date: Monday, June 21, 2021

Vehicle Loan Rates

Vehicle TypeTerm in MonthsAPR* as low asNext Step
New (2020 & Newer)48 or Less1.74%Get Started
601.74%Get Started
722.24%Get Started
843.24%Get Started
Used (2019 & Older)48 or Less2.24%Get Started
602.24%Get Started
722.74%Get Started
843.74%Get Started

*APR= Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage, and other factors. Rates include discounts for maintaining a Free Checking Account and automatic payment in accordance with this promotion. Payment example: A 60-month new auto loan of $20,000 with an APR of 1.740% will result in a monthly payment of $348.31.

Recreational Vehicle Loan Rates

Effective Date: Monday, June 21, 2021

Recreational Vehicle Loan Rates

RV TYPETerm in MonthsAPR* as low asNext Step
New (2018 & Newer)**60 or Less3.49%Get Started
61 - 844.49%Get Started
85 - 120 5.49%Get Started
121 - 1805.99%Get Started
Used (2017 & Older)**60 or Less4.24%Get Started
61 - 845.24%Get Started
85 - 1206.24%Get Started
121 - 1806.74%Get Started

*APR= Annual Percentage Rate. Actual rate is based on credit history, income and other factors. Rates include discounts for maintaining a Free Checking Account in accordance with this promotion. Refinance rates higher. Payment Example: A typical 60 month loan of $15,000 with a rate of 3.49% has a monthly payment of $272.84.
**A "new" RV is considered 2 years old or newer and never titled. A "used" RV is considered 3+ years old or previously titled, regardless of the year.

Share Secured Loan Rates

Effective Date: Monday, June 21, 2021

Share Secured Loan Rates

APR* as low asTerm in MonthsNext Step
3.00% over Share rateup to 60Get Started

*APR= Annual Percentage Rate. Rate is based on credit history, income and other factors.

Motorcycle Loan Rates

Effective Date: Monday, June 21, 2021

Motorcycle Loan Rates

MOTORCYCLE TYPEAPR* AS LOW ASNext Step
New (2020 & Newer)2.74%Get Started
Used (2019 & Older)3.24%Get Started

*APR= Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage, and other factors. Rates include discounts for maintaining a Free Checking Account and automatic payment in accordance with this promotion.

Boat Loan Rates

Effective Date: Monday, June 21, 2021

Boat Loan Rates

BOAT TYPETerm in MonthsAPR* as low as
New Boat & Previous Model Year (2020-2021)60 or Less3.99%
61 - 844.99%
85 - 1205.99%
121 - 1806.99%
Used Boat (2016-2019)60 or Less4.49%
61 - 845.49%
85 - 1206.49%
121 - 1807.49%

*APR= Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage, and other factors. Rates include discounts for maintaining a Free Checking Account and automatic payment in accordance with this promotion. Boat Loans Available in IL and WI only. Max Boat Size 26 Feet.