Personal Loan Rates

Effective Date: Wednesday, June 19, 2024

Personal Loan Rates

Loan TypeLoan AmountFeeAPR* as low asNext Step
Personal Loan$500 - $10,000$0.0013.99%Get Started
Fast Cash$300 - $2,000$20.00* Non-Refundable Application Fee29.99%

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*APR= Annual Percentage Rate. Personal Loan rate is based on credit history, income and other factors. Same day funding not guaranteed, subject to qualifying factors and technical limitations. Loan subject to credit approval.

Fast Cash Loan rate of 29.99% includes Auto-Pay discount. Rate without Auto-Pay discount is 33.99%. APR may change at any time. Credit decisions will be provided to the member within 60 Seconds of application submission and is based on relational criteria. One Fast Cash Loan permitted at a time.

Vehicle Loan Rates

Effective Date: Wednesday, June 19, 2024

Vehicle Loan Rates

Vehicle TypeTerm in MonthsAPR* as low asNext Step

New (2023-Newer Models)

63 or Less

8.24%

Get Started
64-75

8.49%

Get Started
76-84

8.99%

Get Started

Used (2014-2022)

63 or Less

8.74%

Get Started
64-75

8.99%

Get Started
76-84

9.49%

Get Started

*APR=Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage and other factors.
Rates include discount of 0.25% APR* when you set up an automatic payment to pay your loan each month.
Payment example: 63 month new auto loan of $20,000 with an APR of 8.24% will result in a monthly payment of $392.20.

These rates are subject to change at any time. Loan subject to credit approval.

 

Recreational Vehicle Loan Rates

Effective Date: Wednesday, June 19, 2024

Recreational Vehicle Loan Rates

RV TYPETerm in MonthsAPR* as low asNext Step
New (2023 & Newer)**60 or Less8.74%Get Started
61 - 849.74%Get Started
85 - 12010.74%Get Started
121 - 18011.24%Get Started
Used (2022 & Older)**60 or Less9.49%Get Started
61 - 8410.49%Get Started
85 - 12011.49%Get Started
121 - 18011.99%Get Started

*APR= Annual Percentage Rate. Actual rate is based on credit history, income and other factors. Rates include discount of 0.25% APR* when you set up an automatic payment to pay your loan each month. Refinance rates higher.

Payment example: 60 month new RV loan of $20,000 with an APR of 8.74% will result in a monthly payment of $412.72.

These rates are subject to change at any time.

Share Secured Loan Rates

Effective Date: Wednesday, June 19, 2024

Share Secured Loan Rates

APR* as low asTerm in MonthsNext Step
3.00% over Share rateup to 60Get Started

*APR= Annual Percentage Rate. Rate is based on credit history, income and other factors.

Motorcycle Loan Rates

Effective Date: Wednesday, June 19, 2024

Motorcycle Loan Rates

MOTORCYCLE TYPETerm in MonthsAPR* AS LOW ASNext Step
New (2023 & Newer)63 or less

9.24%

Get Started
Used (2022 & Older)63 or less

9.74%

Get Started

*APR=Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage and other factors.
Rates include discount of 0.25% APR* when you set up an automatic payment to pay your loan each month.
Payment example: 63 month new auto loan of $20,000 with an APR of 9.24% will result in a monthly payment of $401.93.

These rates are subject to change at any time.

Boat Loan Rates

Effective Date: Wednesday, June 19, 2024

Boat Loan Rates

BOAT TYPETerm in MonthsAPR* as low as

New Boat & Previous Model Year (2023-Newer)

60 or Less9.24%
61 - 849.74%
85 - 12010.24%
121 - 18010.74%
Used Boat (2019-2022)60 or Less9.74%
61 - 8410.24%
85 - 12010.74%
121 - 18011.24%

*APR= Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage, and other factors. Boat Loans Available in IL, WI and IN only. Max Boat Size 26 Feet.

Rates include discount of 0.25% APR* when you set up an automatic payment to pay your loan each month.

These rates are subject to change at any time.