Personal Loan and Credit Card Rates

Effective Date: Thursday, June 4, 2020

Personal Loan and Credit Card Rates

Loan TypeLoan AmountFeeAPR* as low asCalculator
Visa® Rewards$500 - $25,000$0.009.99%
Visa® Low Rate$500 - $25,000$0.008.49%
Secured Visa$500 - $2,500$0.0019.74%
Cash-in-a-Flash$500$30.0033.50%
Personal Loan$500 - $25,000$0.009.99%

*APR= Annual Percentage Rate. Variable rate is “as low as” and is based on credit history, income and other factors. A Variable APR equal to the Prime Rate published in the Wall Street Journal plus a margin of 16.49% for Secured Visa Credit Cards, or between 6.74% and 21.99% for Rewards Visa Credit Card, or a margin between 5.24% and 20.49% for Low Rate Visa Credit Card, will apply.

Unsecured Loan Payment Example: A typical 48 month loan of $5,000 at 9.99% APR has a monthly payment of $126.79.

Vehicle Loan Rates

Effective Date: Thursday, June 4, 2020

Vehicle Loan Rates

Vehicle TypeTerm in MonthsAPR* as low asCalculator
New (2019 & Newer)48 or Less1.74%Click for calculators - this will open a new window
601.74%Click for calculators - this will open a new window
722.24%Click for calculators - this will open a new window
844.24%Click for calculators - this will open a new window
Used (2018 & Older)48 or Less2.24%Click for calculators - this will open a new window
602.24%Click for calculators - this will open a new window
722.99%Click for calculators - this will open a new window
844.99%Click for calculators - this will open a new window

*APR= Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage, and other factors. Rates include discounts for maintaining a Free Checking Account and automatic payment in accordance with this promotion. Payment example: A 60-month new auto loan of $20,000 with an APR of 1.740% will result in a monthly payment of $348.31.

Recreational Vehicle Loan Rates

Effective Date: Thursday, June 4, 2020

Recreational Vehicle Loan Rates

RV TYPETerm in MonthsAPR* as low asCalculator
New (2018 & Newer)**60 or Less4.49%Click for calculators - this will open a new window
61 - 845.24%Click for calculators - this will open a new window
85 - 120 5.99%Click for calculators - this will open a new window
121 - 1806.24%Click for calculators - this will open a new window
Used (2017 & Older)**60 or Less5.24%Click for calculators - this will open a new window
61 - 845.99%Click for calculators - this will open a new window
85 - 1206.49%Click for calculators - this will open a new window
121 - 1806.74%Click for calculators - this will open a new window

*APR= Annual Percentage Rate. Actual rate is based on credit history, income and other factors. Rates include discounts for maintaining a Free Checking Account in accordance with this promotion. Refinance rates higher. Payment Example: A typical 60 month loan of $15,000 with a rate of 4.49% has a monthly payment of $279.64.
**A "new" RV is considered 2 years old or newer and never titled. A "used" RV is considered 3+ years old or previously titled, regardless of the year.

Share Secured Loan Rates

Effective Date: Thursday, June 4, 2020

Share Secured Loan Rates

APR* as low asTerm in Months Calculator
3.00% over Share rateup to 60Click for calculators - this will open a new window

*APR= Annual Percentage Rate. Rate is based on credit history, income and other factors.