Student Loans
Great Lakes Credit Union has everything you need to help manage your money and plan for the future.
Consumer Loan Rates
Personal Loan Rates
Effective Date: Monday, March 27, 2023
| Loan Type | Loan Amount | Fee | APR* as low as | Next Step |
|---|---|---|---|---|
| Cash-in-a-Flash | $500 | $30.00 | 33.50% | Get Started |
| Personal Loan | $500 - $35,000 | $0.00 | 9.49% | Get Started |
*APR= Annual Percentage Rate. Variable rate is “as low as” and is based on credit history, income and other factors. This APR will vary with the market based on the Prime Rate.
Vehicle Loan Rates
Effective Date: Monday, March 27, 2023
| Vehicle Type | Term in Months | APR* as low as | Next Step |
|---|---|---|---|
New (2022-Newer Models) | 63 or Less | 5.49% | Get Started |
| 64-75 | 5.74% | Get Started | |
| 76-84 | 6.24% | Get Started | |
Used (2013-2021) | 63 or Less | 5.99% | Get Started |
| 64-75 | 6.24% | Get Started | |
| 76-84 | 6.74% | Get Started |
*APR=Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage and other factors.
Rates include discounts for maintaining a Free Checking Account and automatic payment in accordance with this promotion.
Payment example: 63 month new auto loan of $20,000 with an APR of 5.49% will result in a monthly payment of $366.23.
These rates are subject to change at any time.
Recreational Vehicle Loan Rates
Effective Date: Monday, March 27, 2023
| RV TYPE | Term in Months | APR* as low as | Next Step |
|---|---|---|---|
| New (2022 & Newer)** | 60 or Less | 5.99% | Get Started |
| 61 - 84 | 6.99% | Get Started | |
| 85 - 120 | 7.99% | Get Started | |
| 121 - 180 | 8.49% | Get Started | |
| Used (2021 & Older)** | 60 or Less | 6.74% | Get Started |
| 61 - 84 | 7.74% | Get Started | |
| 85 - 120 | 8.74% | Get Started | |
| 121 - 180 | 9.24% | Get Started |
*APR= Annual Percentage Rate. Actual rate is based on credit history, income and other factors. Rates include discounts for maintaining a Free Checking Account in accordance with this promotion. Refinance rates higher. Payment example: 60 month new auto loan of $20,000 with an APR of 5.99% will result in a monthly payment of $386.68.
**A "new" RV is considered 2 years old or newer and never titled. A "used" RV is considered 3+ years old or previously titled, regardless of the year.
These rates are subject to change at any time.
Share Secured Loan Rates
Effective Date: Monday, March 27, 2023
| APR* as low as | Term in Months | Next Step |
|---|---|---|
| 3.00% over Share rate | up to 60 | Get Started |
*APR= Annual Percentage Rate. Rate is based on credit history, income and other factors.
Motorcycle Loan Rates
Effective Date: Monday, March 27, 2023
| MOTORCYCLE TYPE | APR* AS LOW AS | Next Step |
|---|---|---|
| New (2022 & Newer) | 6.49% | Get Started |
| Used (2021 & Older) | 6.99% | Get Started |
*APR=Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage and other factors.
Rates include discounts for maintaining a Free Checking Account and automatic payment in accordance with this promotion.
Payment example: 63 month new auto loan of $20,000 with an APR of 6.49% will result in a monthly payment of $375.59.
These rates are subject to change at any time.
Boat Loan Rates
Effective Date: Monday, March 27, 2023
| BOAT TYPE | Term in Months | APR* as low as |
|---|---|---|
New Boat & Previous Model Year (2022-Newer) | 60 or Less | 6.49% |
| 61 - 84 | 6.99% | |
| 85 - 120 | 7.49% | |
| 121 - 180 | 7.99% | |
| Used Boat (2018-2021) | 60 or Less | 6.99% |
| 61 - 84 | 7.49% | |
| 85 - 120 | 7.99% | |
| 121 - 180 | 8.49% |
*APR= Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage, and other factors. Rates include discounts for maintaining a Free Checking Account and automatic payment in accordance with this promotion. Boat Loans Available in IL, WI and IN only. Max Boat Size 26 Feet.
These rates are subject to change at any time.