Once you have researched, compared models, and priced your selections, you are ready to purchase. In the market for an auto loan? Apply now and let us help you navigate the auto loan process! Learn more.

Looking for boosted confidence and bargaining power at the dealer? Talk to one of our loan representatives today and apply for a vehicle loan ahead of time. Not only that, but you’ll know where you stand with budget and payments before you make your final decision. Loan subject to credit approval.

Please Note: We require proof of vehicle insurance for our loans. Click here for more information.


New Car Loans

Get pre-approval, skip 2 payments a year, and discounts on car insurance

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Used Car Loans

Enjoy a smooth car-buying experience and affordable monthly payments

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Auto Loan Refinancing

Refinance with rates starting at




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Motorcycle Loans

Buy or refinance, new or used, all at low rates

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Boat Loans

Buy or refinance at multi-month terms

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Great Lakes Auto Loan Features

Why us? Take a look and see for yourself why Great Lakes auto financing makes sense. We're a favorite among lenders for car loans near Chicago, IL.


Rate discounts up to 0.25% off of APR for automatic payments

Skip-a-Payment feature lets you keep cash in your bank account when you need it

Fast funding and affordable rates


Affordable insurance options with member-only discounts

Easy and secure application


“Great service. Great rate. Professional friendly service. Fast response. Highly recommend.”


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Auto Loan Refinance FAQ

  1. GLCU members have access to a variety of products and services, including personal loans, student loans, home equity loans, and mortgages.

    Your rate on your GLCU loan will vary depending on your credit score and personal financial situation.

  2. One of our exclusive member benefits is $1,000 of accidental death and dismemberment insurance through TruStage, offered at no cost to you.

  3. You will need to submit proof of insurance. To find out or to verify the insurance needed for your new auto loan, check here.

  4. We do not currently offer ATV, dirt bike, side-by-side, or jet ski financing.

  5. Please contact your vehicle's insurance agent to update your vehicle's insurance policy to include GLCU's NEW lienholder address:

    Great Lakes Credit Union
    PO Box 2238
    Sioux City, IA 51104

  6. If you purchase Guaranteed Asset Protection for your new vehicle, that means you aren’t on the hook for loan payments if your vehicle is in an accident and deemed a total loss. Guaranteed Asset Protection covers the difference between the remaining balance on your vehicle and your vehicle insurance payout, if it’s less than what you still owe on your vehicle.

    GLCU offers GAP Plus, which means you also get Deductible Assistance, to cover the cost if your paid collision claim incurs a deductible.

  7. Mechanical repair coverage helps you pay for repairs to your vehicle after its warranty expires while costing less than a typical extended warranty.


Auto Loan Resources


Auto Rate Discounts

Earn 0.25% APR when you set up auto-pay.

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Vehicle Insurance

When the rubber meets the road, you want to know you're taken care of. Guaranteed Asset  Protection and Mechanical Repair Coverage protects your finances and you vehicle.

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Auto Loan Rates

Enjoy affordable APR on your new or used GLCU vehicle loan.

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*APR=Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage and other factors.

Rates include discount of 0.25% APR* when you set up an automatic payment to pay your loan each month.

Private Party, independent dealers, and borrowers financing from independent dealers must be located in IL, IN, or WI to be considered for financing.