Did you know only 39% of Americans can cover a $1,000 unexpected expense without borrowing? Everybody needs an emergency fund. Let us help you develop a cushion so you are better prepared when you need it most. 

Special Savings accounts give you the flexibility to save for your own specific needs such as education, a vacation or real estate taxes. It's your choice!

Everyone needs to start somewhere, let GLCU help you build a better future for you and your family!

Benefits/Requirements include:

  • Start earning daily dividends once the balance is $100 or more

View Current Rates

Effective Date: Monday, May 29, 2023

*APY = Annual Percentage Yield. All dividend rates and APY may change at any time, as determined by GLCU Board of Directors. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts. Penalties apply for early withdrawal from Share Certificates and Holiday Savings Accounts. Additional account information is provided in separate Account Disclosures.

**Balances up to $10,000 will earn the stated dividend rate and the portion of the balance over $10,000 will earn the standard savings dividend rate. Dividends will be paid on ONE FREE Checking Account per member. Fees could reduce earnings.

Savings-only membership may be subject to qualifications to avoid a monthly fee. See fee schedule for full details. 

Minimum requirements to earn Free Checking dividends:

  1. Maintain a monthly Direct Deposit of $500.00 or more. 
  2. 15 signature-based debit card purchases (no returns, PIN or ATM) totaling $150 or more. All purchases must be cleared and posted to your transaction history within the current month. Authorized or pending purchases do not qualify. 
  3. You must be enrolled in eStatements, and an active user of GLCU's online Bill Pay or Mobile Banking.