Checking and Money Market Accounts

money market

Earn up to 5.00% APY* with GLCU Free Checking on balances up to $10,000.

Plus, earn even more with a GLCU Money Market account.

You work hard and so should your money. Now, with one of the country’s most competitive free checking rates, you can do more of what you love while banking for a greater good!

  • Earn ultra-competitive free checking rates of up to 5.00% APY* on balances up to $10,0005.
  • 30,000 free ATMs and $10/month2 in reimbursed ATM fees.
  • Debit rewards4
  • Get your paycheck up to one day earlier.3

 

Free Checking Rate Tiers

What Our Members Say

“I have always received great service over the years. I’ll never regret switching from Chase to Great Lakes. It’s more personal in every way for all the services that I have needed. I also feel more secure here.”

-James H., March 25, 2023

"GLCU provides me with everything I need. Customer service is excellent and staff knows their job. No waiting. Help right away when I come in."

-Deborah L., May 15, 2023

"We have been members since the 1960's and have had nothing but great service."

-Billy W., June 03, 2023

Happy Family

A Money Market Account that Actually Makes You Money

Want to earn even more? GLCU Free Checking account members that meet the Tier 2 or Tier 3 qualifications outlined above will earn up to an additional 0.50 APY or 1.00% APY, respectively. View the Money Market rates:

 

Money Market

Money Market

Tier1

Dividend RateAPY*How to Open
$0-$2,5000.000%0.00%

Get Started

$2,500-$9,9990.050%0.05%

Get Started

$10,000-$24,9990.100%0.10%

Get Started

$25,000-$49,9990.100%0.10%

Get Started

$50,000-$74,9990.150%0.15%

Get Started

$75,000-$99,9990.150%0.15%

Get Started

$100,000-$499,9990.200%0.20%

Get Started

$500,000-$999,9990.399%0.40%

Get Started

$1,000,000+0.499%0.50%

Get Started

family

Banking for a Greater Good

Your bank should be more than a place to store money. At GLCU, your membership empowers communities and elevates your financial journey.

  • GLCU reinvests in its members and communities.
  • Members enjoy lower rates and better returns.
  • Empowering local, underserved communities is part of our mission.
  • GLCU employees have volunteered over 2000 hours in 2023!

 

family dancing

Bank on Your Terms

You deserve freedom in finance. Find flexible banking solutions tailored to your unique lifestyle and needs.

  • 24/7 online and mobile banking.
  • Enroll in Visa Fraud alerts.
  • Free Bill Pay.
  • Access your paycheck up to one day earlier.

 

FAQ's

Checking and Money Market Articles

* APY = Annual Percentage Yield. All dividend rates and APY may change at any time, as determined by GLCU Board of Directors. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts.

1 A Minimum of $2,500.00 is required to open the account. You must maintain a minimum average daily balance of $2,500.00 to earn the above stated dividends.

2 All debit card transactions, whether PIN or signature-based, will contribute towards the minimum transaction count required. To be eligible for up to $10 ATM fee reimbursement, you will need a minimum of 20 debit card transactions. Enrollment in e-statements is required to qualify for tier 2 and tier 3 dividend rates.

Depends on when your payor sends funds. Early direct deposit is available for GLCU members with a checking or savings account who have set up electronic direct deposit with their employer or other payor into their eligible GLCU checking or savings account. Certain non-payroll and tax payments are not eligible for early direct deposit. Direct deposits may be available up to one day before the settlement date (the date your payor tells GLCU to release the funds to you), however GLCU is dependent on the timing of your payor’s payment instructions so you may not see all direct deposits, or every direct deposit, arrive early.

Visit www.glcurecwards.org to learn more about GLCU's debit card rewards program.

5 Free Checking balances over $10,000 will earn .05% APY. The dividend rate may be calculated using two different rates. The dividend rate will appear as a blended rate on your monthly statement.

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