Illinois Emergency Homeowner Assistance Fund

The Illinois Emergency Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance!

The Illinois Emergency Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners — paid directly to the servicer, taxing body or other approved entity.

If you have any questions, please contact the ILHAF call center at (866) 454-3571.

Program Information

Up To $60,000 Per Household To Pay

  • Delinquent mortgage payments
  • Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic
  • Delinquent property taxes
  • Delinquent homeowner’s insurance and/or flood insurance
  • Delinquent Homeowner/Condominium/Co-Op Association fees
  • Delinquent mobile home lot rent

Eligibility Requirements

The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic.

  • Homeowners with household incomes less than 150% of the Area Median Income
  • Homeowners who own and occupy their property as their primary residence
  • Homeowners who are at least 30 days late on their mortgage or property tax payments.
  • Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued, or worsened after January 21, 2020

Resources For ILHAF Applicants

HUD-Certified Housing Counselor

Acceptable ILHAF application documents

ILHAF program income limits

Answers to Frequently Asked Questions

For more information on foreclosure, you can view our recent webinar regarding Foreclosure Intervention, here.