Home improvement

Get the cash you need, fast! This small dollar, short-term loan is designed to help you when you need money right away for unexpected expenses. It has a maximum term of 9 months and a maximum loan amount of $500.

See how GLCU compares to other financial institutions:

Cash in a Flash Chart

ProviderAPR* (Range)
Speedy Ca$h359%
Loan By Phone of Illinois, LLC404.11%
usawebcash.com182.5% to 425%
Open Cash Advance200% to 2,290%


  • One Cash-In-A-Flash loan permitted at a time
  • $30 Prepaid Finance Charge
  • Minimum 1 year GLCU membership
  • Age 18+
  • GLCU accounts in good standing
  • Maximum term of 9 months
  • No credit check
  • Various repayment methods available
  • Established direct deposit minimum of $500 per month for the most recent 6 month period, and one-time deposits such as tax refunds are excluded from this average

Apply by visiting any branch location or by calling our Call Center at (800) 982-7850.

Effective Date: Thursday, February 29, 2024

Personal Loan Rates

Loan TypeLoan AmountFeeAPR* as low as

*APR=Annual Percentage Rate. A fixed rate of 17.90% will be applied to the outstanding loan balance; the $30 prepaid finance charge, when added to the overall cost of the loan, equates to an APR of 33.50%. GLCU Cash-In-A-Flash loans are typically for 9-month term and a maximum loan amount of $500. Maximum of three Cash-In-A-Flash Loans per calendar year. The comparison APR loan terms provided are based on publicly available information. All information is presented without warranty, and the estimated APR, terms and other features are not binding in any way. Lenders offer a range of APRs depending on your credit history, income, and other factors.