The more you save, the better your chances of winning! Start on a path toward financial security while saving for your future with this 1-year share certificate.


  • Minimum deposit of $25
  • Add funds throughout the year
  • Each deposit of $25 enters you for a chance to win a monthly and quarterly prize!

Click here to view the Official Rules.

Your chances of winning just got better! 
In addition to the Save to Win program prizes, each month GLCU will award $50 to one GLCU member with a Save to Win certificate!3 Click here to view the Official Rules.


If you have many accounts, use the Share Insurance Estimator to help determine how you can structure them to remain under NCUA insurance.



Effective Date: Sunday, July 14, 2024

*APY = Annual Percentage Yield. All dividend rates and APY may change at any time. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts. Penalties apply for early withdrawal from Share Certificates. Additional account information is provided in separate Account Disclosures. Rates are subject to change weekly. Funds earn dividends from the first business day of deposit and are compounded daily and posted monthly. Money Market dividends are calculated on the full balance using the highest applicable dividend rate. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees or other conditions may reduce earnings.

3$25 Minimum to open account. Must maintain average daily balance of $25 to earn the above stated dividend. One withdrawal from the account, with a $25.00 penalty to be assessed at the time of withdrawal, is allowed during the term of the Save to Win® Certificate. If the early withdrawal reduces the principal below the minimum balance or a second withdrawal is performed in the 12-month term, the certificate will be closed. Great Lakes Credit Union will deduct from the share certificate principal amount to cover the penalty. Additional deposits are allowed during the term of this certificate. For every $25.00 increase in month over month balance, the certificate owner will earn one entry (up to 100 entries per month/300 entries per quarter) into the savings raffle. The Savings Promotion Raffle runs January - December, however certificates will mature 12 months after account opening. The Official Rules can be found online at and are provided upon opening the certificate.