IRA Money Market Account
Looking for more flexibility with your IRA? An IRA money market might be your answer.
One hard-working high-yield savings account.
Work toward retirement with a safe, hard-working IRA money market account that offers the flexibility to move funds to an IRA share certificate or other IRA custodian account – without withdrawal penalties. It’s a smart option if you’re looking for both growth and liquidity. Plus, you’ll earn higher yields based on tiered interest rates. Use your IRA money market account to:
- Grow funds before transferring to a higher-yield IRA share certificate
- Transfer funds from another IRA custodian account
- Store funds in anticipation of mandatory annual IRA distributions
Select your location to view rates.
Money Market
Showing rates for
Effective Date 04/21/2026
| Tier1 | Dividend Rate | APY* |
|---|---|---|
| Tier1 $0 - $2,500 | Dividend Rate 0.000% | APY* 0.00% |
| Tier1 $2,500 - $9,999 | Dividend Rate 0.050% | APY* 0.05% |
| Tier1 $10,000 - $24,999 | Dividend Rate 0.100% | APY* 0.10% |
| Tier1 $25,000 - $49,999 | Dividend Rate 0.100% | APY* 0.10% |
| Tier1 $50,000 - $74,999 | Dividend Rate 0.150% | APY* 0.15% |
| Tier1 $75,000 - $99,999 | Dividend Rate 0.150% | APY* 0.15% |
| Tier1 $100,000 - $499,999 | Dividend Rate 0.200% | APY* 0.20% |
| Tier1 $500,000 - $999,999 | Dividend Rate 0.399% | APY* 0.40% |
| Tier1 $1,000,000 + | Dividend Rate 0.499% | APY* 0.50% |
*APY = Annual Percentage Yield. All dividend rates and APY may change at any time. Fees could reduce earnings on the above accounts. Additional account information is provided in separate Account Disclosures.
1A Minimum of $2,500.00 is required to open the account. You must maintain a minimum average daily balance of $2,500.00 to earn the above stated dividends.
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Disclosure:
¹Dividends do not apply on balances less than $2,500, the minimum balance to earn interest must be $2,500. The dividend rate will appear as a blended rate on your monthly statement.
2APY = Annual Percentage Yield. All dividend rates and APY may change at any time.
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