Save to Win Share Certificates

Invest in this one-year certificate to increase your odds of winning quarterly cash prizes. The more you save, the better your chances.

Save to win, then win again!

This one-year share certificate allows you to add funds throughout the year. Each deposit of at least $25 enters you for a chance to win quarterly national prizes.1 Have multiple share certificates? Use the Share Insurance Estimator to help determine how to structure them to keep your total balance under NCUA insurance.

  • Open an account with a deposit of just $25
  • Add funds throughout the year
  • Earn a chance to win quarterly national prizes with each $25 deposit

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Save to Win

Showing rates for
Effective Date 05/11/2026
Account TypeMinimum DepositDividend RateAPY2
Account Type Save to win 1-Year2Minimum Deposit $25 minDividend Rate .150%APY2 .15%
$25 minimum to open account. Must maintain average daily balance of $25 to earn the above stated dividend. One withdrawal from the account, with a $25.00 penalty to be assessed at the time of withdrawal, is allowed during the term of the Save to Win® Certificate. If the early withdrawal reduces the principal below the minimum balance or a second withdrawal is performed in the 12-month term, the certificate will be closed. Great Lakes Credit Union will deduct from the share certificate principal amount to cover the penalty. Additional deposits are allowed during the term of this certificate. For every $25.00 increase in month over month balance, the certificate owner will earn one entry (up to 30 entries per quarter) into the savings raffle. The Savings Promotion Raffle runs January – December, however certificates will mature 12 months after account opening. Must be at least 18 to win. The Official Rules can be found online at www.savetowin.org and are provided upon opening the certificate. 2APY = Annual Percentage Yield. All dividend rates and APY may change at any time. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts. Penalties apply for early withdrawal from Share Certificates. Additional account information is provided in separate Account Disclosures. Funds earn dividends from the first business day of deposit and are compounded daily and posted monthly. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees or other conditions may reduce earnings.

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Disclosure:

1$25 minimum to open account. Must maintain average daily balance of $25 to earn the above stated dividend. One withdrawal from the account, with a $25.00 penalty to be assessed at the time of withdrawal, is allowed during the term of the Save to Win® Certificate. If the early withdrawal reduces the principal below the minimum balance or a second withdrawal is performed in the 12-month term, the certificate will be closed. Great Lakes Credit Union will deduct from the share certificate principal amount to cover the penalty. Additional deposits are allowed during the term of this certificate. For every $25.00 increase in month over month balance, the certificate owner will earn one entry (up to 30 entries per quarter) into the savings raffle. The Savings Promotion Raffle runs January – December, however certificates will mature 12 months after account opening. Must be at least 18 to win. The Official Rules can be found online at www.savetowin.org and are provided upon opening the certificate.

2APY = Annual Percentage Yield. All dividend rates and APY may change at any time. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts. Penalties apply for early withdrawal from Share Certificates. Additional account information is provided in separate Account Disclosures. Funds earn dividends from the first business day of deposit and are compounded daily and posted monthly. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees or other conditions may reduce earnings.