IRA Savings

Grow your retirement savings with a tax-advantaged IRA account that earns daily dividends.

Start growing your nest egg.

Looking to build your retirement savings? Start preparing your nest egg with a tax-advantaged IRA Savings Account. Earn daily dividends, paid monthly. Make deposits via payroll deduction, mail, phone, or in person at any of our branch locations.

  • $100 minimum deposit
  • Dividends accrue daily, paid monthly

Select your location to view rates.

Share Savings

Showing rates for
Effective Date 04/10/2026
Account TypeMinimum BalanceDividend RateAPY*
Account Type Share Savings (incl. IRA)Minimum Balance $100 min to earnDividend Rate 0.050%APY* 0.05%

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    —Elizabeth S.
Disclosure:

*APY = Annual Percentage Yield. All dividend rates and APY may change at any time. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts. Penalties apply for early withdrawal from Share Certificates. Additional account information is provided in separate Account Disclosures. Funds earn dividends from the first business day of deposit and are compounded daily and posted monthly. Accrued dividends are forfeited if the account is closed prior to monthly dividend posting. Fees or other conditions may reduce earnings.