Student Loans
Great Lakes Credit Union has everything you need to help manage your money and plan for the future.
Become a Member
Bank for a Greater Good
Full-Service Banking That Gives Back
As a Great Lakes Credit Union member, you’ll be part of a growing community that believes their financial institution should be more than a place to store money.
We reinvest in you and your community
- GLCU puts all profits back into you to ensure competitive rates and better products
- Empowering local, underserved communities is part of our mission
- 200 GLCU employees volunteered a total of 3,917 hours in 2023
- We’re proud to partner with organizations like United Way, A Safe Place, The Leaders Network, and many more!
Powerful Products. Even Stronger Rates.
As a member, you own a piece of the credit union, that means you’ll enjoy some of the best rates available on the financial products you need.
- Free Checking Account rates earn up to 5.00% APY*
- Money Market Account rates earn up to 0.50% APY*
- Auto loan rates as low as
7.24%
APY - GLCU Visa Credit Cards with Zero Fraud Liability**
- Business banking services to help you grow
What Our Members Say
"I have been very happy with Great Lakes Credit Union and have shared my experience with family and friends."
Jimmy L., — April 4, 2023
Benefits of Membership
GLCU Partner Perks and Discounts
Take advantage of your member rewards through GLCU’s partner organizations
- TurboTax - Save up to 20% off Federal Products
- H&R Block - Save up to $25 on in-office tax prep
- Trust & Will - Save 20% off estate planning
- TruStage Insurance - call 800-789-6286 for a free quote
Achieve your goals through programs and products only available to GLCU members
- Yearly Scholarships – Get $2,500 towards educational expenses
- GLCU’s EasyVest makes building wealth simple and accessible.
- Enjoy some of the best rates on certificates in the country
You can join GLCU today
To become a Great Lakes Credit Union member, you’ll need:
- Valid U.S. Government issued ID or Foreign Passport
- Social Security Number (SSN) or Individual Tax Identification Number (ITIN)
- Current home address
- $1 min deposit for share savings account
- Joint beneficiary information, if applicable.
You can become a member online, by visiting any of our convenient branches, or call us toll free at (800) 305-0776 to speak with a member specialist.
Current Rates
Checking Account Rates
Checking Account Rates
| Account | Dividend Rate | APY* | How to Open |
|---|---|---|---|
Business Essential Checking | 0.050% | 0.05% | |
FREE Checking** Tier 1 | 0.050% | .05% | |
FREE Checking** Tier 2 | 2.716% | 2.75% | |
FREE Checking** Tier 3 | 4.889% | 5.00% |
Money Market Rates
Money Market
Tier1 | Dividend Rate | APY* | How to Open |
|---|---|---|---|
| $0-$2,500 | 0.000% | 0.00% | |
| $2,500-$9,999 | 0.050% | 0.05% | |
| $10,000-$24,999 | 0.100% | 0.10% | |
| $25,000-$49,999 | 0.100% | 0.10% | |
| $50,000-$74,999 | 0.150% | 0.15% | |
| $75,000-$99,999 | 0.150% | 0.15% | |
| $100,000-$499,999 | 0.200% | 0.20% | |
| $500,000-$999,999 | 0.399% | 0.40% | |
| $1,000,000+ | 0.499% | 0.50% |
Vehicle Rates
Vehicle Loan Rates
| Vehicle Type | Term in Months | APR* as low as | Next Step |
|---|---|---|---|
New (2024-Newer Models) | 63 or Less | 7.24% | Get Started |
| 64-75 | 7.49% | Get Started | |
| 76-84 | 7.99% | Get Started | |
Used (2015-2023) | 63 or Less | 7.74% | Get Started |
| 64-75 | 7.99% | Get Started | |
| 76-84 | 8.49% | Get Started |