Consumer Loan Rates
Sometimes life takes a left turn (or you find a deal too good to pass up). Take out the consumer loan you need – at a rate you can afford.
Personal Loan Rates
Showing rates for
Effective Date 04/10/2026
| Loan Type | Loan Amount | Fee | APR1 |
|---|---|---|---|
| Loan Type Personal Loan | Loan Amount $500 - $10,000 | Fee $0.00 | APR1 12.99% |
| Loan Type Fast Cash | Loan Amount $300 - $2,000 | Fee $20.00 Application Fee | APR1 29.99% |
| Loan Type Flex Line of Credit | Loan Amount $1,000 - $10,000 | Fee $0.00 | APR1 13.24% |
*APR= Annual Percentage Rate. Personal Loan rate is based on credit history, income and other factors. Same day funding not guaranteed, subject to qualifying factors and technical limitations. Loan subject to credit approval.
Fast Cash Loan rate of 29.99% includes Auto-Pay discount. Rate without Auto-Pay discount is 33.99%. APR may change at any time. Credit decisions will be provided to the member within 60 Seconds of application submission and is based on relational criteria. One Fast Cash Loan permitted at a time.
The Annual Percentage Rate (APR) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. Loan limits are between $1,000 and $10,000. Subject to underwriting approval. The initial rate will remain in effect until the first rate change date as described. The subsequent APR is a variable rate based on the highest Prime Rate as listed in the Money Rates Section of the Wall Street Journal on the first business day of the month.
Vehicle Loan Rates
Showing rates for
Effective Date 04/10/2026
| Vehicle Type | Term in Months | APR* as low as |
|---|---|---|
| Vehicle Type New & Previous Model Year (2025 & 2026) | Term in Months 63 or Less | APR* as low as 4.99% |
| Vehicle Type | Term in Months 64-75 | APR* as low as 5.24% |
| Vehicle Type | Term in Months 76-84 | APR* as low as 5.74% |
| Vehicle Type Used (2016 - 2024) | Term in Months 63 or Less | APR* as low as 5.49% |
| Vehicle Type | Term in Months 64-75 | APR* as low as 5.74% |
| Vehicle Type | Term in Months 76-84 | APR* as low as 6.24% |
*APR=Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage and other factors.
Rates include discount of 0.25% APR* when you set up an automatic payment to pay your loan each month.
Payment example: 63 month new auto loan of $20,000 with an APR of 4.99% will result in a monthly payment of $361.56.
These rates are subject to change at any time. Loan subject to credit approval.
Recreational Vehicle Loan Rates
Showing rates for
Effective Date 04/10/2026
| RV Type | Term in Months | APR* as low as |
|---|---|---|
| RV Type New & Previous Model Year (2025 & 2026)** | Term in Months 60 or Less | APR* as low as 5.99% |
| RV Type | Term in Months 61-84 | APR* as low as 6.49% |
| RV Type | Term in Months 85-120 | APR* as low as 6.99% |
| RV Type | Term in Months 121-180 | APR* as low as 7.49% |
| RV Type Used (2021-2024)** | Term in Months 60 or Less | APR* as low as 6.49% |
*APR= Annual Percentage Rate. Actual rate is based on credit history, income and other factors. Rates include discount of 0.25% APR* when you set up an automatic payment to pay your loan each month. Refinance rates higher.
Payment example: 60 month new RV loan of $20,000 with an APR of 5.99% will result in a monthly payment of $386.62
These rates are subject to change at any time.
Share Secured Loan Rates
Showing rates for
Effective Date 04/10/2026
| Loan Type | APR* as low as | Term in Months |
|---|---|---|
| Loan Type Share Secured | APR* as low as 3.00% Over Share Rate | Term in Months up to 60 |
*APR= Annual Percentage Rate. Rate is based on credit history, income and other factors.
Motorcycle Loans
Showing rates for
Effective Date 04/10/2026
| Motorcycle Type | Term In Months | APR* as low as |
|---|---|---|
| Motorcycle Type New & Previous Model Year (2025 & 2026) | Term In Months 63 or less | APR* as low as 5.99% |
| Motorcycle Type Used (2021-2024) | Term In Months 63 or less | APR* as low as 6.49% |
*APR=Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage and other factors.
Rates include discount of 0.25% APR* when you set up an automatic payment to pay your loan each month.
Payment example: 63 month new auto loan of $20,000 with an APR of 8.24% will result in a monthly payment of $392.15.
These rates are subject to change at any time.
Boat Loans
Showing rates for
Effective Date 04/10/2026
| Boat Type | Term in Months | APR* as low as |
|---|---|---|
| Boat Type New Boat & Previous Model Year (2025 & 2026) | Term in Months 60 or Less | APR* as low as 5.99% |
| Boat Type | Term in Months 61-84 | APR* as low as 6.49% |
| Boat Type | Term in Months 85-120 | APR* as low as 6.99% |
| Boat Type | Term in Months 121-180 | APR* as low as 7.49% |
| Boat Type Used Boat (2021 - 2024) | Term in Months 60 or Less | APR* as low as 6.49% |
| Boat Type | Term in Months 61-84 | APR* as low as 6.99% |
| Boat Type | Term in Months 85-120 | APR* as low as 7.49% |
| Boat Type | Term in Months 121-180 | APR* as low as 7.99% |
*APR= Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage, and other factors. Boat Loans Available in IL, WI and IN only. Max Boat Size 26 Feet.
Rates include discount of 0.25% APR* when you set up an automatic payment to pay your loan each month.
These rates are subject to change at any time.