Consolidate your auto loan and insurance.
Before you apply for vehicle finance, make sure you have full-coverage auto insurance. You’ll need it from day one of your auto loan to provide us with proof of insurance.
We offer three ways to submit proof of insurance and a convenient way to get your auto insurance needs covered all in one place.
- Upload proof of insurance here.
- Mail it to: Great Lakes Credit Union, P.O. Box 2238, Sioux City, IA 51104
- Fax us at 800-713-0262.
Please note that your insurance policy declarations page must show:
- Great Lakes Credit Union as the Lienholder or Loss Payee
- Comprehensive deductible not exceeding $1,000
- Collision deductible not exceeding $1,000
Need auto insurance? Access to insurance services is one of the benefits of Great Lakes Credit Union membership.1 Find the coverage you need and get a quote.
Select your location to view rates.
Vehicle Loan Rates
Showing rates for
Effective Date 04/10/2026
| Vehicle Type | Term in Months | APR* as low as |
|---|---|---|
| Vehicle Type New & Previous Model Year (2025 & 2026) | Term in Months 63 or Less | APR* as low as 4.99% |
| Vehicle Type | Term in Months 64-75 | APR* as low as 5.24% |
| Vehicle Type | Term in Months 76-84 | APR* as low as 5.74% |
| Vehicle Type Used (2016 - 2024) | Term in Months 63 or Less | APR* as low as 5.49% |
| Vehicle Type | Term in Months 64-75 | APR* as low as 5.74% |
| Vehicle Type | Term in Months 76-84 | APR* as low as 6.24% |
*APR=Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage and other factors.
Rates include discount of 0.25% APR* when you set up an automatic payment to pay your loan each month.
Payment example: 63 month new auto loan of $20,000 with an APR of 4.99% will result in a monthly payment of $361.56.
These rates are subject to change at any time. Loan subject to credit approval.
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Testimonials
“I have always received great service over the years. I’ll never regret switching from Chase to Great Lakes. It’s more personal in every way for all the services that I have needed. I also feel more secure here.”
Auto Loan FAQs
Got questions? We’ve got answers. Don’t see an answer to your question here? Contact us, and a team member will be happy to help.
Anyone over 18 is welcome to get started with us by opening a Share Savings Account with a deposit as low as $5.
Eligibility is open to anyone in the following categories:
- Member of IBEW Local 134 & 1220
- In Illinois, anyone living or working in Cook County, IL, Country Club Hills and surrounding area, or DuPage, Kane, Kendall, and Will Counties
- In Wisconsin, anyone living or working in Kenosha County and their relatives
- Anyone living or working in Lake or McHenry Counties, IL, and their relatives
- One Summer Chicago
- Bremen School District 228
- Lake County Federation of Teachers Local 504
- BAC Administrative District Council I of Illinois
- Ball Horticultural
- Morton College
- Teamsters Local 705
- Federal government employees and their relatives
- Active military and their relatives
Auto Loan Rate Discounts
Save up to 0.25% APR2 when you set up auto-payments for your vehicle loan.
Vehicle Insurance
Protect your finances and your vehicle with Guaranteed Asset Protection and Mechanical Repair Coverage.
Maximize your membership.
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Put some extra cash in your pocket. Pick a month to skip a payment on auto loans, boat loans, and more.
Disclosure:
1The insurance offered is not a deposit. It is not federally insured, sold or guaranteed by your credit union.
2APR=Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage and other factors. Rates include discount of 0.25% APR* when you set up an automatic payment to pay your loan each month.
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