Youth Savings
It’s never too early to teach smart money habits. Empower the kids or teens in your family with a youth savings account.
Enter to Win $100 During Youth Savings Month!
Enter our raffle^ by doing one of the following:
- Open a Money Mammals account in April, or deposit at least $20.00 into a Money Mammals account.
- Open an Adolescent$ account in April or make a deposit of $20.00 or more to teen Adolescent$ account.
- Complete the Savings Everfi pathway in April
Disclosure:
^Raffle conducted by Great Lakes Credit Union (GLCU). To enter you must meet one of the following criteria, 1. Open a Money Mammals account in April, or deposit at least $20.00 into a Money Mammals account. 2. Open an Adolescent$ account in April or make a deposit of $20.00 or more to teen Adolescent$ account.. 3. Complete the Savings Everfi pathway in April. Odds of winning the raffle depend on the number of entrants. The date of the drawing will be on or about May 1st, 2026. Funds must remain on deposit through May 1st, 2026. Employees and family members excluded from participating in the raffle event.
Money Mammals® Saving Money Is Fun Kids Club™ (Ages 0-11)
Give kids access to apps, games, books, videos, and more that help them get money smart. This award-winning system makes it fun and easy for children as young as 2 or 3 to start learning money skills they’ll use for the rest of their lives.
Adolescent$™ Account (Ages 12-18)
As you begin your journey toward financial independence, you need tips and advice from sources you can trust. This savings account gives teens an easy way to save, plus educational materials and access to products designed to promote a positive financial future.
- Free Online & Mobile Banking
- Free eStatements & eAlerts
- Free Bill Pay
- Interest-bearing savings account
- All deposits federally insured by NCUA for up to $250,000
Bite of Reality
Hands-on financial literacy simulation prepares young people for the realities of budgeting and navigating financial challenges in the adult world.
Select your location to view rates.
Savings Rates
Showing rates for
Effective Date 04/10/2026
| Account | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| Account Share Savings (incl. IRA) | Minimum Balance $100 min to earn | Dividend Rate 0.050% | APY* 0.05% |
| Account Holiday Savings | Minimum Balance $1 to $1,000 | Dividend Rate 0.995% | APY* 1.00% |
| Account Holiday Savings | Minimum Balance $1000.01 or greater | Dividend Rate 0.050% | APY* 0.05% |
| Account Youth Savings | Minimum Balance $1 min to earn | Dividend Rate 0.050% | APY* 0.05% |
| Account Adolescent$ Savings Account | Minimum Balance $1 min to earn | Dividend Rate 0.050% | APY* 0.05% |
| Account Health Savings Account | Minimum Balance $100 min to earn | Dividend Rate 1.500% | APY* 1.50% |
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Testimonials
“I have always received great service over the years. I’ll never regret switching from Chase to Great Lakes. It’s more personal in every way for all the services that I have needed. I also feel more secure here.”
Spend & Save Program
Use your debit card, bill pay, or checks, and we’ll round up to the nearest dollar and transfer your “change” from checking to your savings account.
Maximize your membership.
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Get member-exclusive discounts on tax services from TurboTax® and H&R Block,® and estate plans from Trust & Will. -
Each time you use your debit card or bill pay or write a check, we’ll round up and transfer that amount from checking to a savings account.
Disclosure:
*APY = Annual Percentage Yield. All dividend rates and APY may change at any time. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts.
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