Holiday Savings
Put money away for holiday travel and gift-giving season now. Check off your list and still stay on budget later.
It comes but once a year. Save for it year-round.
Take the headache out of holiday shopping. Use this budget-savvy savings account to prepare now. When your Holiday Savings account matures in November, you get the balance plus interest.*
- $1 minimum to open and earn interest
- Make deposits any time or set up direct deposit
- Earn daily dividends, compounded and paid monthly
- No monthly maintenance fees
- Funds deposited in your designated checking or savings account on November 1st
- All deposits federally insured by NCUA for up to $250,000
Select your location to view rates.
Savings Rates
Showing rates for
Effective Date 04/10/2026
| Account | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| Account Share Savings (incl. IRA) | Minimum Balance $100 min to earn | Dividend Rate 0.050% | APY* 0.05% |
| Account Holiday Savings | Minimum Balance $1 to $1,000 | Dividend Rate 0.995% | APY* 1.00% |
| Account Holiday Savings | Minimum Balance $1000.01 or greater | Dividend Rate 0.050% | APY* 0.05% |
| Account Youth Savings | Minimum Balance $1 min to earn | Dividend Rate 0.050% | APY* 0.05% |
| Account Adolescent$ Savings Account | Minimum Balance $1 min to earn | Dividend Rate 0.050% | APY* 0.05% |
| Account Health Savings Account | Minimum Balance $100 min to earn | Dividend Rate 1.500% | APY* 1.50% |
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Testimonials
“I have always received great service over the years. I’ll never regret switching from Chase to Great Lakes. It’s more personal in every way for all the services that I have needed. I also feel more secure here.”
Spend & Save Program
Use your debit card, bill pay, or checks, and we’ll round up to the nearest dollar and transfer your “change” from checking to your savings account.
Maximize your membership.
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Each time you use your debit card or bill pay or write a check, we’ll round up and transfer that amount from checking to a savings account. -
Pay down balances, maximize cash back, earn rewards, or build your credit history – if you’re looking for it, we have it.
Disclosure:
*APY = Annual Percentage Yield. All dividend rates and APY may change at any time. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts.
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