Student Loans
Great Lakes Credit Union has everything you need to help manage your money and plan for the future.
Home Start Grant Credit
Dreaming of Homeownership?
Make Your Dreams a Reality with a $2,500 Home Start Grant!
At GLCU, we're all about making homeownership more accessible for everyone. That's why we're thrilled to offer you a $2,500 lender credit! This grant can be used to cover your closing costs.
Program Eligibility
To participate in our Home Start Grant Program, please ensure the following:
- Your loan is intended for purchase only.
- Your loan application is pre-approved between July 1, 2023, and August 31, 2023.
- Your loan will close with GLCU by December 31, 2023.
- Your property is owner occupied.
Other Home Loan Options
FHA Loans
Are you a first-time homebuyer or looking for a home loan with a low down payment? An FHA loan from GLCU might be your solution!
- Lower down payment
- Flexible credit requirements
- Competitive loan rates
FNMA HomeReady® Loans
FNMA HomeReady® loans offer down payments as low as 3%, no minimum contribution required from the borrower's own funds, reduced mortgage insurance costs, and even allows co-borrowers who don’t live in the property.
Special Provisions for ITIN Holders
If you possess an active ITIN number but lack a Social Security number, GLCU's ITIN Mortgage loan is here to aid your home purchase!
- A down payment of only 10% needed (5% can be gifted)
- No mortgage insurance required
- No reserve requirements
- Alternative credit can be utilized
What Our Members Say
“I have always received great service over the years. I’ll never regret switching from Chase to Great Lakes. It’s more personal in every way for all the services that I have needed. I also feel more secure here.”
-James H., -March 25, 2023