Man in new home

Dreaming of Homeownership?

Make Your Dreams a Reality with a $2,500 Home Start Grant!


At GLCU, we're all about making homeownership more accessible for everyone. That's why we're thrilled to offer you a $2,500 lender credit! This grant can be used to cover your closing costs.

Program Eligibility

To participate in our Home Start Grant Program, please ensure the following:

  • Your loan is intended for purchase only.
  • Your loan application is pre-approved between July 1, 2023, and August 31, 2023.
  • Your loan will close with GLCU by December 31, 2023.
  • Your property is owner occupied.

family in new home

Other Home Loan Options

FHA Loans

Are you a first-time homebuyer or looking for a home loan with a low down payment? An FHA loan from GLCU might be your solution!

  • Lower down payment
  • Flexible credit requirements
  • Competitive loan rates


FNMA HomeReady® Loans

FNMA HomeReady® loans offer down payments as low as 3%, no minimum contribution required from the borrower's own funds, reduced mortgage insurance costs, and even allows co-borrowers who don’t live in the property.


Special Provisions for ITIN Holders

If you possess an active ITIN number but lack a Social Security number, GLCU's ITIN Mortgage loan is here to aid your home purchase!

  • A down payment of only 10% needed (5% can be gifted)
  • No mortgage insurance required
  • No reserve requirements
  • Alternative credit can be utilized


family in new home


What Our Members Say

“I have always received great service over the years. I’ll never regret switching from Chase to Great Lakes. It’s more personal in every way for all the services that I have needed. I also feel more secure here.”

-James H., -March 25, 2023