Secured Visa Credit Card

Build or re-establish your credit history with GLCU's Secured Visa Credit Card. 

This secured card acts like a traditional credit card except that your credit limit is determined by a deposit secured in GLCU savings account. For example, if you deposit $500 your credit limit is $500.

Also like a traditional credit card, your account use is reported to the three major credit bureaus. So your on-time payments and responsible use can help build your credit. 

Features:

  • No application fee
  • No annual fee
  • Accepted worldwide
  • Card activity is shared with major credit bureaus to help you build or re-establish credit history
  • With responsible use, you may become eligible for an unsecured GLCU Visa Credit Card
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Effective Date: Wednesday, November 13, 2019

Personal Loan and Credit Card Rates

Loan TypeLoan AmountFeeAPR* as low asCalculator
Secured Visa®$500 - $2,500$0.0021.49%Click for calculators - this will open a new window

*APR= Annual Percentage Rate. Variable rate is “as low as” and is based on credit history, income and other factors. A Variable APR equal to the Prime Rate published in the Wall Street Journal plus a margin of 16.49% for Secured Visa Credit Cards will apply. If your existing Visa® credit or debit card is lost or stolen after normal business hours, reference our Visa® Card Contact Reference page.

GLCU Application / Solicitation Disclosure 

GLCU Secured Visa Credit Card Agreement & Disclosure