Ultimate Checking is for members looking to get the most from their money.
- Earn 3.00% APY*
- No monthly fee or minimum balance
- Instant Issue Visa® Debit Card
- FREE Online and Mobile Banking, including eZDeposit (Mobile Check Deposit)
- FREE withdrawals at nearly 30,000 GLCU and CO-OP Network ATMs nationwide
- Reimburse up to $10 per month in ATM fees made outside the GLCU/CO-OP ATM Network (when criteria is met)
Checking/Savings Account Rates
Effective Date: Monday, May 21, 2018
|Ultimate Checking**||Up to $10,000||2.960%||3.00%|
|Kirby Kids Savings||$5.00 minimum to earn||0.200%||0.20%|
|Young Adult Savings Account||$5.00 minimum to earn||0.200%||0.20%|
*APY = Annual Percentage Yield. All dividend rates and APY may change at any time, as determined by GLCU Board of Directors. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts. Penalties apply for early withdrawal from Share Certificates and Santa Saver Accounts. Additional account information is provided in separate Account Disclosures.
**Balances up to $10,000 will earn the stated dividend rate and the portion of the balance over $10,000 will earn the standard savings dividend rate. Dividends will be paid on ONE Ultimate Checking Account per member. Fees could reduce earnings. Also applies to Young Adult Ultimate Checking Account.
Minimum requirements to earn dividends:
1. Maintain a monthly Direct Deposit of $500.00 or more
2. 15 Debit Card purchases per month totaling $150.00 or more - signature purchases only, no Returns, PIN or ATM.