Ultimate Checking

Ultimate Checking is for members looking to get the most from their money.


  • Reward of 3.00% APY*
  • FREE VISA® Debit Card
  • FREE Instant Issue Debit Card
  • FREE WebConnect (Online Banking)
  • FREE eZDeposit (Mobile Check Deposit)
  • FREE Bill Pay and Mobile Banking
  • FREE withdrawals at GLCU-owned ATMs
  • Convenient account access at thousands of ATMs
  • Available Overdraft Protection

Ultimate Checking Monthly Requirements:

If You Have...You Will Receive
  • $500 Direct Deposit AND
  • 10 Debit Card Purchases totaling $100 or more* AND
  • eStatements AND
  • Pay one bill per month via Bill Pay* OR Login to Mobile Banking once per month*
  • 3.00% APY* Reward on Balances up to $10,000
  • Up to $5 ATM Rebate per Month
  • No Monthly Fee
  • No Minimum Balance Required
  • $500 Direct Deposit OR
  • 5 Debit Card Purchases*
  • No Monthly Fee
  • No Minimum Balance Required
  • None of the Above
  • $5 Monthly Fee

Ultimate Checking Reward Counter

If you're signed up for GLCU WebConnect online banking you'll be able to track your progress each month to make sure you meet the requirements for your Ultimate Checking reward.

Simply log in to your WebConnect account, on the account summary screen you'll see your progress in an easy to read chart.

*APY = Annual Percentage Yield. The APY is accurate as of November 2, 2017. The dividend rate and APY may change at any time. No minimum balance required to earn the 3.00% APY. Monthly requirements to earn 3.00% APY: $500 monthly direct deposit, a minimum of 10 Debit Card purchases (returns, PIN or ATM transactions not included), be enrolled in eStatements, pay one bill via Bill Pay OR login to Mobile Banking once per month. Balances up to $10,000 will earn the stated rate and the portion of the balance over $10,000 will earn the standard savings rate. Fees could reduce earnings. Terms and conditions may vary.