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Current Rates
Signature Loans 
Rates Effective 3/1/2010
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| Loan Type | Loan Amount | Fee | Rate |
|---|
| VISA Platinum | $500 - $25,000k | $0.00 | 9.90% | | | On Your Way VISA | $500 - $1000* | $0.00 | 16.90% | | | On Your Way Computer Loan | up to $1,500** | $0.00 | 12.90% | | | Signature Loan | $500 | $0.00 | 16.00% | Secured Loans 
Rates Effective 11/23/2009
| Loan Type | Rate | Term in months |
|---|
| Share Secured Loan | 5.15% | 120 | | | 4.15% | 36 | | | Certificate Secured Loan | 3.00% over CD rate | due at CD maturity date | Business Loans 
Rates Effective 1/1/2008
| Business Loans |
|---|
| Risk-based Prime +2.25% up to Prime + 4.75% | Step Up Certificates are not eligible as security for Certificate Secured Loans. All rates are subject to change without notice. Actual rate may be higher dependent upon borrower's credit history, income and other factors. Rates are set by the Board of Directors on a regular basis to reflect current market conditions. *Qualified Co-signer required on all On Your Way VISA accounts **Qualified Co-signer required for borrower's who don't meet minimum requirements
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