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Current Rates
Signature Loans 
Interest Rates Effective 1/18/2012
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| Loan Type | Loan Amount | Fee | APR |
|---|
| VISA Platinum | $500 - $25,000k | $0.00 | 9.90% | | | On Your Way VISA | $500 - $1000* | $0.00 | 16.90% | | | On Your Way Computer Loan | up to $1,500** | $0.00 | 12.90% | | | Signature Loan | $500 - $5000 | $0.00 | 16.00% | |
| Cash-in-a-Flash
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$500 [1]
|
$30.00
|
17.90%
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Secured Loans
Interest Rates Effective 11/23/2009
| Loan Type | APR | Term in months |
|---|
| Share Secured Loan | 5.00% over Share rate | up to 120 | | | 4.00% over Share rate | up to 36 | | | Certificate Secured Loan | 3.00% over CD rate | due at CD maturity date | Business Loans
Interest Rates Effective 1/1/2008
| Business Loans |
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| Risk-based Prime +2.25% up to Prime + 4.75% | APR= Annual Percentage Rate. Step Up Certificates are not eligible as security for Certificate Secured Loans. All interest rates are subject to change without notice. Actual interest rate may be higher dependent upon borrower's credit history, income and other factors. Interest Rates are set by the Board of Directors on a regular basis to reflect current market conditions. *Qualified Co-signer required on all On Your Way VISA accounts **Qualified Co-signer required for borrower's who don't meet minimum requirements [1] $30 application fee, Minimum 1 year membership, 1 year full time employment, Age 18+, Account in good standing, Direct deposit, No credit check, Proof of income required, Term is 9 months, One loan permitted at a time
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