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Current Rates
Auto Loans 
Auto Loan Interest Rates Effective 1/19/2012
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| Vehicle Type |
Term months: |
APR as low as: |
Calculator |
| New Vehicle 2012-2011
|
36
|
1.74%
|
|
|
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48
|
2.74%
|
|
|
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60
|
3.49%
|
|
|
|
66
|
3.49%
|
|
|
|
72
|
3.74%
|
|
|
|
84
|
5.24%
|
|
|
| Newer Used Vehicle 2012-2005
|
36
|
1.99%
|
|
|
|
48
|
2.99%
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|
|
|
60
|
3.74%
|
|
|
|
66
|
3.74%
|
|
|
|
72
|
3.99%
|
|
|
| Older Used Vehicle
|
see printer friendly rate sheet
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APR= Annual Percentage Rate. All interest rates are subject to change without notice. Actual interest rate may be higher dependent upon borrower's credit history, income and other factors. Interest Rates are set by the Board of Directors on a regular basis to reflect current market conditions. Interest Rates shown include all possible discounts, up to 1.00% APR maximum discount. Interest Rates shown include 0.25% APR discount for Membership in President's Club, 0.25% APR discount for automatic payment, 0.25% APR discount for online loan application and 0.25% APR discount for Multiple Loan Discount program. Multiple Loan Discount program offers up to a maximum of 0.25% APR discount on vehicle loans if the member meets one of the required criteria: 1. Paid off vehicle loan with GLCU within the past 12 months, 2. Current outstanding auto, home equity or mortgage loan with GLCU or 3. Down payment of 20% on vehicle loan. $10,000 minimum on 60 months; $15,000 minimum on 72 months; $25,000 minimum on 84 months New vehicle is current model year OR previous model year if less than 12,000 miles. Current model year with more than 12,000 miles, the amount financed will be determined according to the used vehicle guidelines and the used car rates will apply. Payment Example: A typical 48 month new auto loan of $20,000 with a APR of 5.24% will result in a monthly payment of $462.76.
Boat, RVs and Camper Loans
Boat, RVs and Camper Loan Interest Rates Effective 1/19/2012
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| Vehicle Type | Term months: | APR as low as: | Calculator |
|---|
| New Boat, RV and Camper 2012-2011 | 48 | 4.74% |
|
| | 60 | 5.49% |
|
| | 120 | 6.99% |
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| | 180 | 7.24% |
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| Used Boat, RV and Camper | 48 | 5.74% |
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| | 60 | 6.24% |
|
| | 120 | 7.49% |
|
| | 144 | 7.74% |
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Motorcycle, Personal Watercraft and Snowmobile Loans
Motorcycle, Personal Watercraft and Snowmobile Loan Interest Rates Effective 1/19/2012
| Vehicle Type | Term months: | APR as low as: | Calculator |
|---|
| New Motorcycles, Personal Watercraft, Snowmobiles 2012-2011 | 48 | 7.49% |
|
| | 60 | 8.24% |
|
|
| Used Motorcycle, Personal Watercraft and Snowmobiles | 48 | 8.24% |
|
| | 60 | 8.99% |
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All interest rates are subject to change without notice. Actual interest rate may be higher dependent upon borrower's credit history, income and other factors. Interest Rates are set by the Board of Directors on a regular basis to reflect current market conditions. $10,000 minimum on 60 months; $2500 minimum loan amount. All vehicle secured loans under $5,000 will have 1% added to the current interest rate. New vehicle is current model year OR previous model year if less than 12,000 miles. Current model year with more than 12,000 miles, the amount financed will be determined according to the used vehicle guidelines and the used car rates will apply. Payment Example: A typical 48 month loan of $5,000 with a rate of 5.49% will result in a monthly payment of $116.26.
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